Stablecoins are no longer just a crypto conversation. They are becoming a practical layer of global payment infrastructure. In this episode of The Issuer Academy: Innovate. Scale. Impact, host Merusha Naidu is joined by Stefan Colins, COO at Venly Finance, and Tim Joslyn, CTO at Paymentology, to explore how stablecoins, cards, wallets, and traditional rails are converging to make payments faster, cheaper, and almost invisible to end users.

What You’ll Learn:

How stablecoins are shifting from crypto speculation to real payment infrastructure
Why stablecoins and traditional payment rails are converging instead of competing
How cards, wallets, SEPA, SWIFT, and stablecoin corridors can work together in one payment flow
Why regulatory clarity is helping banks and fintechs move from experimentation to implementation
What it takes to support real-time settlement across multiple rails, currencies, and jurisdictions
Why the future of payments may feel invisible, seamless, and, ultimately, boring to the end user

Stefan Colins is the COO at Venly Finance, where he focuses on regulated stablecoin orchestration across Europe. His work sits at the intersection of stablecoin payments, traditional rails, multi-chain infrastructure, and regulatory compliance. At Venly Finance, Stefan helps build systems that route payments across SEPA, SWIFT, card networks, and stablecoin corridors based on cost, speed, corridor, and compliance requirements. He is also a leading voice on the practical realities of stablecoin infrastructure, MiCA readiness, and the banking plumbing behind modern digital payments.

Tim Joslyn is the CTO at Paymentology, bringing more than 25 years of technology experience and over a decade in the payments industry. He has held senior technology and product roles across major European payment businesses, including Worldpay, Nets, ICBPI/Nexi, and Concardis, and was the founding CTO of Pollinate. At Paymentology, Tim leads the development and deployment of next-generation payment technology solutions, helping banks, fintechs, and issuers scale modern payment programs across global markets.

Episode Resources:

Stefan Colins on LinkedIn
Tim Joslyn on LinkedIn
Venly Finance Website
Merusha Naidu on LinkedIn
Paymentology Website

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