Retail Investors Decoded
BONUS Episode: What investors really think about AI, crypto and market volatility
July 30, 2026
Finimize Q3 2026 Modern Investor Pulse surveys nearly 3,000 investors worldwide on what they're thinking and how they’re behaving right now. In a bonus episode of Retail Investors Decoded, Carl is joined by Fraser Munro, head of partnerships, to break down what it all means for platforms, issuers and asset managers. In this episode: Why 41% of investors now use AI weekly for research, and why a conversation with a friend starts more investing journeys than talking to a chatbot Why 70% of inv...

Finimize Q3 2026 Modern Investor Pulse surveys nearly 3,000 investors worldwide on what they're thinking and how they’re behaving right now. In a bonus episode of Retail Investors Decoded, Carl is joined by Fraser Munro, head of partnerships, to break down what it all means for platforms, issuers and asset managers.

In this episode:
Why 41% of investors now use AI weekly for research, and why a conversation with a friend starts more investing journeys than talking to a chatbot
Why 70% of investors think markets will be higher in 12 months, and how they're turning to ETFs and baskets during geopolitical volatility
The knowledge gaps in derivatives, ETFs and crypto retail investors say they want help closing
The Vanguard finding that 82% of people think saving and investing are fundamentally different activities
Why publishing content isn’t the same as reach, and what that means for educating UK investors

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