How Steel Framing & Insurability Are Saving Palisades Rebuilding | Matt McRoskey
October 21, 2026
In this episode of Risk Management: Brick by Brick, host Jason Reichl sits down with Matthew McRoskey, Head of Growth at Builders Workshop. Matthew shares insights from his 15+ years in institutional real estate capital allocation and developments, framing a critical conversation on how innovative building methods and pre-construction processes are solving post-disaster rebuilding crises.
Discover how Builders Workshop's "Reset" program leverages cold-formed steel framing structures to eliminate fire risks, earning guaranteed insurance policies and upfront 60% premium discounts. Matthew breaks down the trilemma facing disaster-affected homeowners—speed, insurance coverage gaps, and long-term insurability—and explains why shifting from traditional residential waterfall approaches to intensive commercial-style pre-construction eliminates delays and cost overruns. From architecturally significant designs built on efficient four-foot grids to expanding steel framing manufacturing across risk-prone regions, this episode offers an indispensable roadmap for homebuilders, risk managers, and insurers navigating modern natural disaster recovery.
To find out how TrustLayer manages risk so that people can build the physical world around us, head to TrustLayer.io.
Podcast Host: Jason Reichl
Executive Producer: Don Halliwell
In this episode of Risk Management: Brick by Brick, host Jason Reichl sits down with Matthew McRoskey, Head of Growth at Builders Workshop. Matthew shares insights from his 15+ years in institutional real estate capital allocation and developments, framing a critical conversation on how innovative building methods and pre-construction processes are solving post-disaster rebuilding crises.
Discover how Builders Workshop's "Reset" program leverages cold-formed steel framing structures to eliminate fire risks, earning guaranteed insurance policies and upfront 60% premium discounts. Matthew breaks down the trilemma facing disaster-affected homeowners—speed, insurance coverage gaps, and long-term insurability—and explains why shifting from traditional residential waterfall approaches to intensive commercial-style pre-construction eliminates delays and cost overruns. From architecturally significant designs built on efficient four-foot grids to expanding steel framing manufacturing across risk-prone regions, this episode offers an indispensable roadmap for homebuilders, risk managers, and insurers navigating modern natural disaster recovery.
To find out how TrustLayer manages risk so that people can build the physical world around us, head to TrustLayer.io.
Podcast Host: Jason Reichl
Executive Producer: Don Halliwell
Episode Highlights:
00:02 – Cold Open: Eliminating Fire Risk with Cold-Formed Steel and Insurance Guarantees
01:22 – Background & Role: Institutional Capital Allocation to Post-Fire Rebuilding
03:33 – Personal Experience: Lessons Learned from Personal House Fires & Natural Disasters
05:37 – Commercial vs. Residential: Applying Institutional Risk Mitigation to Homebuilding
07:31 – Pre-Construction Priority: Eliminating Delays and Cost Overruns Before Groundbreak
08:12 – The Reset Program: A 4-Home Rebuild Solution for the Palisades Community
09:06 – The Rebuild Trilemma: Speed, Square-Footage Coverage Gaps, and Insurability
11:05 – De-Risking Insurers: Securing Insurance Guarantees and 60% Policy Discounts
12:49 – Operational Efficiency: Off-Site Factory Steel Fabrication & Labor Reduction
15:08 – Budget Matching: Designing 3,000 Sq Ft Homes Within Real Insurance Limits
16:07 – Insurance Partnerships: Collaborating Direct with Top Global Brokers
17:54 – Rebuild Timeline: Forecasting the 10-Year Palisades Rebuild & Year 4 Peak
22:06 – Risky or Too Risky?: Building to Current Code vs. Resilient Steel Models
24:07 – Architectural Diversity: Elevating Neighborhood Aesthetics and Character
25:17 – Design Innovation: Efficient 4-Foot Grids and Life-Cycle Adaptability
29:45 – Steel Evolution: Lessons from Hurricane Katrina & National Market Expansion
Episode Resources:
01:22 – Background & Role: Institutional Capital Allocation to Post-Fire Rebuilding
03:33 – Personal Experience: Lessons Learned from Personal House Fires & Natural Disasters
05:37 – Commercial vs. Residential: Applying Institutional Risk Mitigation to Homebuilding
07:31 – Pre-Construction Priority: Eliminating Delays and Cost Overruns Before Groundbreak
08:12 – The Reset Program: A 4-Home Rebuild Solution for the Palisades Community
09:06 – The Rebuild Trilemma: Speed, Square-Footage Coverage Gaps, and Insurability
11:05 – De-Risking Insurers: Securing Insurance Guarantees and 60% Policy Discounts
12:49 – Operational Efficiency: Off-Site Factory Steel Fabrication & Labor Reduction
15:08 – Budget Matching: Designing 3,000 Sq Ft Homes Within Real Insurance Limits
16:07 – Insurance Partnerships: Collaborating Direct with Top Global Brokers
17:54 – Rebuild Timeline: Forecasting the 10-Year Palisades Rebuild & Year 4 Peak
22:06 – Risky or Too Risky?: Building to Current Code vs. Resilient Steel Models
24:07 – Architectural Diversity: Elevating Neighborhood Aesthetics and Character
25:17 – Design Innovation: Efficient 4-Foot Grids and Life-Cycle Adaptability
29:45 – Steel Evolution: Lessons from Hurricane Katrina & National Market Expansion
Episode Resources:
Risk Management: Brick by Brick is handcrafted by our friends over at: fame.so
Previous guests include: Seth Hausman of Kraus-Anderson Insurance, Matthew Meyer of The Horton Group, Diana Rich of Foundation Building Materials, Christy McHenry of Suffolk Construction, Mark Rieder of NFP, and Cory Mangum of Primoris Services Corporation.
Check out the three most downloaded episodes:
Previous guests include: Seth Hausman of Kraus-Anderson Insurance, Matthew Meyer of The Horton Group, Diana Rich of Foundation Building Materials, Christy McHenry of Suffolk Construction, Mark Rieder of NFP, and Cory Mangum of Primoris Services Corporation.
Check out the three most downloaded episodes:
- Managing Your Risk Portfolio with Seth Hausman
- Focusing on Specialization with Matthew Meyer
- Risk Management is Everywhere with Diana Rich
If you are interested in being a guest on Risk Management: Brick by Brick, please complete this form: fame.so/trs-guest