Ventures from The Valley
AI, Smart Contracts, and the End of Traditional Banks: Insights from Brett King
July 9, 2025
In this episode of Ventures from the Valley, host Victor Orlovski sits down with fintech visionary Brett King to explore how AI, smart contracts, and digital currencies are disrupting global finance. From the decline of traditional banking to the rise of platform-based lending and autonomous finance, King shares bold insights on the future of economic systems. A must-listen for investors and finance professionals navigating the digital revolution reshaping capitalism, regulation, and the very role of money in society.
In this episode of Ventures from the Valley, host Victor Orlovski sits down with fintech visionary Brett King to explore how AI, smart contracts, and digital currencies are disrupting global finance. From the decline of traditional banking to the rise of platform-based lending and autonomous finance, King shares bold insights on the future of economic systems. A must-listen for investors and finance professionals navigating the digital revolution reshaping capitalism, regulation, and the very role of money in society.
What you will learn:

- How AI is transforming banking from branch models to personalized agent-driven financial services
- Why smart contracts and stablecoins represent the biggest opportunity in banking 
- How fintech companies are outpacing traditional banks in customer acquisition
- Why China, Saudi Arabia, and the UAE will lead the next wave of autonomous finance 
- The fundamental shift needed in the US regulatory framework 
- How automation and AI will force a transition from GDP-driven economics to quality-of-life metrics
- Why Visa & Mastercard must adapt faster to the digital financial ecosystem
- The critical role of data aggregation and behavioral analysis in financial services
- Why banks must evolve beyond traditional credit scoring 

Brett King is a world-renowned futurist, bestselling author, and fintech pioneer. Named a Top-10 Global Futurist by Global Gurus, he’s advised the Obama administration, the UAE Prime Minister’s Office, and regulators in 18 countries. King founded Moven, launched two top-ranked podcasts, Breaking Banks and The Futurists, and was inducted into the Fintech Hall of Fame in 2020. Cited by President Xi Jinping, his books Augmented and Bank 4.0 are global bestsellers. His latest book, Branch Tomorrow, releases in September 2025.

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