Scaling Stablecoins Without Banks: Inside M0’s Complexity Abstraction Machine
May 22, 2025
In this episode of The Smart Economy Podcast, host Dylan Grabowski is joined by Gregory Di Prisco, co-founder and Chief Architect at M0, the stablecoin infrastructure that seeks to enable developers and businesses to build and integrate programmable, interoperable, and secure digitized dollars.
In this episode of The Smart Economy Podcast, host Dylan Grabowski is joined by Gregory Di Prisco, co-founder and Chief Architect at M0, a platform that aims to empower builders of application-specific stablecoins.
What you’ll learn:
- Why the future of stablecoins may lie in modular infrastructure rather than monolithic issuers like Circle and Tether
- How M0's extension model enables partners to launch custom stablecoins while abstracting complexity
- The key differences between the GENIUS Act and the STABLE Act
- Why consumer experience will drive mainstream stablecoin adoption
- How yield distribution and compliance can be modularized through third-party service providers
- Why dollar-denominated stablecoins continue to dominate despite macro uncertainty
- How stablecoins could integrate into everyday transactions within five years, largely invisible to end users
And much more!
With a background in futures trading and involvement in cryptocurrency dating back to 2010, Gregory has held key positions, including Head of Business Development at MakerDAO and co-founder of Distributed Capital, one of the first crypto VCs. His journey from traditional finance to blockchain technology includes supporting ETF development through tools like EtherIndex and significant contributions to the stablecoin ecosystem.
Episode Highlights:
- [00:37:01] User Experience Trumps Technical Details
- [00:42:45] The Wholesale-Retail Model for Stablecoins
- [00:51:07] The Future of Stablecoin Adoption
- [00:25:03] Consumer Demand for Digital Cash
Previous guests include: Paul Neuner, Founder and CEO of Telcoin; Aryan Sheikhalian, Head of Research at CMT Digital; David Hoffman, co-Founder and host of Bankless; Fabian Gompf, Chief Executive Officer of the Web3 Foundation; Kurt Hemecker, CEO of the Mina Foundation; Sunny Lu, co-Founder and CEO of VeChain Foundation; Joe Doll, general counsel at Magic Eden; Philippe Schommers, the Head of Infrastructure at Gnosis; and many others.
Check out our three most downloaded episodes:
- Are Stablecoins the Future of Money? Telcoin’s eUSD and becoming a Digital Bank with Paul Neuner
- The Darwin Cycles of Crypto: What Survives and Why with Aryan Sheikhalian of CMT Digital
- Media, Money, and Misunderstandings: Bankless Sets the Record Straight with David Hoffman
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