In this episode of The Issuer Academy podcast, host Merusha Naidu is joined by Arpit Gupta, Co-founder at UnDosTres, and Jeff Parker, CEO of Paymentology. Together, they dive into what it really takes to move a cash-first economy into digital-first behavior.

What You’ll Learn:

Why cash still dominates in Latin America and what’s finally changing
How instant credit enables access beyond traditional banking
Why trust and reliability matter more than features in cash-first markets
How contextual credit decisions improve everyday financial outcomes
What the next phase of digital credit and commerce will look like

Arpit Gupta is the Co-Founder of UnDosTres, one of Mexico's fastest-growing digital payment and credit platforms. With a background in fintech innovation, including early-stage experience building PayTM in India, Arpit has spent the past decade architecting the infrastructure layer that enables instant credit and digital commerce across Latin America.

Jeff Parker is the CEO of Paymentology, a global payments technology provider operating in 65 countries. His expertise lies in developing configurable payment solutions and fostering strategic partnerships across the fintech ecosystem. Under his leadership, Paymentology has become a key enabler of digital transformation in the payments industry, particularly in emerging markets like Saudi Arabia.

Episode Resources:

Arpit Gupta on LinkedIn
Jeff Parker on LinkedIn
UnDosTres Website
Merusha Naidu on LinkedIn
Paymentology Website

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