Dignity by Design: How UnDosTres is Expanding Access to Credit Across Latin America
February 11, 2026
In this episode of The Issuer Academy podcast, host Merusha Naidu is joined by Arpit Gupta, Co-founder at UnDosTres, and Jeff Parker, CEO of Paymentology. Together, they dive into what it really takes to move a cash-first economy into digital-first behavior.
In this episode of The Issuer Academy podcast, host Merusha Naidu is joined by Arpit Gupta, Co-founder at UnDosTres, and Jeff Parker, CEO of Paymentology. Together, they dive into what it really takes to move a cash-first economy into digital-first behavior.
What You’ll Learn:
- Why cash still dominates in Latin America and what’s finally changing
- How instant credit enables access beyond traditional banking
- Why trust and reliability matter more than features in cash-first markets
- How contextual credit decisions improve everyday financial outcomes
- What the next phase of digital credit and commerce will look like
Arpit Gupta is the Co-Founder of UnDosTres, one of Mexico's fastest-growing digital payment and credit platforms. With a background in fintech innovation, including early-stage experience building PayTM in India, Arpit has spent the past decade architecting the infrastructure layer that enables instant credit and digital commerce across Latin America.
Jeff Parker is the CEO of Paymentology, a global payments technology provider operating in 65 countries. His expertise lies in developing configurable payment solutions and fostering strategic partnerships across the fintech ecosystem. Under his leadership, Paymentology has become a key enabler of digital transformation in the payments industry, particularly in emerging markets like Saudi Arabia.
Episode Resources:
- Arpit Gupta on LinkedIn
- Jeff Parker on LinkedIn
- UnDosTres Website
- Merusha Naidu on LinkedIn
- Paymentology Website
If you enjoyed this episode, make sure to subscribe so you don’t miss an episode, and don’t forget to rate and review on Apple Podcasts and Spotify - we appreciate all feedback from our listeners!
The Issuer Academy: Innovate. Scale. Impact Podcast is handcrafted by our friends over at: fame.so
Previous guests include: Christian Rau of Mastercard, Michael Galvin of Toqio, Ignacio Gironella Merino of MeaWallet, Pauline Molloyi of OM Bank, Arpit Gupta of UnDosTres, Carl Raven of Visa, Dr. Allan Villegas of Liabify, Rohit Subramanian of TymeBank, Godfrey Sullivan of Visa CEMEA, and Stefan Colins of Venly Finance.
Check out our three most downloaded episodes: