How Huru is reimagining UAE fintech for migrant workers with zero-balance accounts, Jaywan cards, cross-border payments, and AI-powered banking. In the UAE, managing money is rarely a single-country affair. Salaries need to cover local bills, support families overseas, build savings, and provide a safety net all at once. Huru is building a financial platform designed around exactly that reality. Recording live from Seamless in Dubai, in this episode of The Issuer Academy podcast, host Merusha Naidu sits down with Priyanka Verma, Director of Technology at Huru, and Tim Joslyn, Chief Technology Officer at Paymentology, to discuss how Huru is reimagining financial access for the UAE’s migrant workforce.

How Huru is reimagining UAE fintech for migrant workers with zero-balance accounts, Jaywan cards, cross-border payments, and AI-powered banking.

In the UAE, managing money is rarely a single-country affair. Salaries need to cover local bills, support families overseas, build savings, and provide a safety net all at once. Huru is building a financial platform designed around exactly that reality.

Recording live from Seamless in Dubai, in this episode of The Issuer Academy podcast, host Merusha Naidu sits down with Priyanka Verma, Director of Technology at Huru, and Tim Joslyn, Chief Technology Officer at Paymentology, to discuss how Huru is reimagining financial access for the UAE’s migrant workforce.

What You’ll Learn:

How to design financial products for cross-border lives
The real difference between a super app and a seamless experience
Why zero-balance accounts are a game-changer for financial inclusion
What launching on Jaywan unlocks for fintechs in the UAE
How trust is actually built in financial apps
Who owns the customer when the fintech supply chain breaks
Where financial platforms are heading in the next three years

Priyanka Verma is the Director of Technology at Huru, where she is building a financial platform designed around the real lives of the UAE's migrant workforce. Under her leadership, Huru has evolved from a remittance-first product into a connected ecosystem spanning zero-balance accounts, virtual IBANs, Visa debit cards, savings pots, and quick cash.

Tim Joslyn is the Chief Technology Officer at Paymentology, the global issuer processor powering card programmes for fintechs and banks in more than 60 countries. With deep expertise in payments architecture, modular platforms, and multi-scheme issuing, Tim leads the technology vision behind Paymentology's single-platform approach, enabling fintechs and banks to launch on Visa, Mastercard, Jaywan, Mada, and other domestic schemes through one unified set of APIs.

Episode Resources:

Priyanka Verma on LinkedIn
Tim Joslyn on LinkedIn
Huru Website
Merusha Naidu on LinkedIn
Paymentology Website

If you enjoyed this episode, make sure to subscribe so you don’t miss an episode, and don’t forget to rate and review on Apple Podcasts and Spotify - we appreciate all feedback from our listeners!

Got a question for the Paymentology team, or a topic you’d love to hear covered on one of our episodes? Submit your ideas here! https://forms.gle/XcFzaFWr2AXtNrNr7

The Issuer Academy: Innovate. Scale. Impact Podcast is handcrafted by our friends over at: fame.so

Previous guests include: Christian Rau of Mastercard, Michael Galvin of Toqio, Ignacio Gironella Merino of MeaWallet, Pauline Molloyi of OM Bank, Arpit Gupta of UnDosTres, Carl Raven of Visa, Dr. Allan Villegas of Liabify, Rohit Subramanian of TymeBank, Godfrey Sullivan of Visa CEMEA, and Stefan Colins of Venly Finance.

Check out our three most downloaded episodes: